Curious about the low lake levels? Here’s the scoop. Construction is proceeding on the Western Conveyance Sewer System (Shingle Camp Road and Stockslager Road) and the installation of the sewer line near the breast of the dam works best at the lowest possible lake levels. The power company has been cooperating with the sewer construction contractor to make releases to bring down the water level. Those additional releases have enabled more whitewater fun on the Youghiogheny River. Never fear, though, we have been assured that the “intake” for snowmaking water will be maintained. It is now time to “THINK SNOW!”
Program will Ease Student Loan Debt, Promote Homeownership!
ANNAPOLIS, MD (November 21, 2016) – The Hogan Administration today announced the first home purchase under a new homeownership initiative designed to ease the burden of student debt. Maryland SmartBuy, within the Department of Housing and Community Development, is the first program of its kind in the nation and will make move-in-ready homes available to buyers while eliminating student loan debt burden, which is often a significant barrier to homeownership for younger homebuyers.
Maryland SmartBuy is the latest initiative in the Hogan administration’s ongoing commitment to help qualified buyers move out from under student debt and into homeownership. The event was attended by Lt. Governor Boyd Rutherford and Maryland Department of Housing and Community Development Secretary Kenneth C. Holt.
“With the launch of SmartBuy, Maryland is among the first in the nation to actively address student debt as an obstacle to homeownership,” said Lt. Governor Rutherford. “We recognize that first-time homebuyers play a pivotal role in the health of the housing market, which is critical to the strength of Maryland’s overall economy.”
This law, which was introduced by the Hogan Administration in the 2016 Legislative Session, authorizes the department to make direct payments on student loans in conjunction with other financial assistance or residential mortgage loans offered under the Maryland Mortgage Program, beginning with the Maryland SmartBuy initiative.
Under the initiative, eligible buyers with student debt can purchase move-in-ready properties made available through the department. The typical buyer can realize substantial savings on quality homes throughout Maryland. Specifically, Maryland SmartBuy will:
Eliminate the buyer’s student loan debt
Provide the buyer with one convenient payment per month
Enable the buyer to access attractive financing and closing cost assistance
Ensure a safe, streamlined, and straightforward home buying and financing experience.
“With Maryland SmartBuy, our state is at the forefront of removing the obstacle of student debt to successful homeownership,” said Department Secretary Kenneth C. Holt. “We want to empower young people to establish roots in Maryland and help strengthen our state as they enjoy the financial security of homeownership.”
The initiative will create an innovative home buying model that could be adopted by the rest of the nation. Mortgage loans will be provided through the department’s Maryland Mortgage Program, which has been the state’s flagship homeownership assistance program for over 30 years. Traditionally, the program provides fixed-rate mortgages, primarily to first-time homebuyers, along with other down payment and closing cost incentives.
For more information about the Maryland SmartBuy initiative, visit http://mmp.maryland.gov/smartbuy.
CONTACT: Sara Luell, Director of Communications, firstname.lastname@example.org, 301-458-1995 (cell), 301-429-7803 (office)
445 Paradise Heights Road, Oakland, MD. This wonderful classic stone home on 3-acres is perched wonderfully above Deep Creek Lake in the gorgeous Paradise Heights community. Filtered summertime views open up to spectacular winter views from this special mountain cabin overlooking the southern portion of the lake. The main level offers a cozy great room with gas fireplace that opens up to a large kitchen and dining area. On the main level, you will find three spacious bedrooms, one being a master. There is a stair lift to access downstairs perfect for accommodating anyone in the family who needs help negotiating stairs. There is plenty of room on the lower level to decorate and make it your own. There is a master bedroom downstairs that almost feels like a mini suite, as well as a family room and another bedroom that could double as a storage area. There’s also a huge pole building/garage to store your cars and toys. Asking price of $349,000. Call Betsy Spiker Holcomb and let her team help you preview this unique and wonderful home. 301-616-5022.
Remarks- Lake access home offering four bedrooms, two of which are masters. This home has two large covered decks for enjoying the views of Deep Creek lake while spending time with friends and family. A great home to make your permanent residence or a vacation home. Large back deck and a boat storage building are a few more great additions. The 2.95 acres gives you plenty of space to call your own.
Enjoy this cozy and charming 5-bedroom lake access home that is just a few steps from the shores of Deep Creek Lake. This home has a beautiful open floor plan on the main level with peek-a-boos of the lake from the great room. Nice roomy kitchen overlooking the dining room and living room which is framed up by a beautiful stone gas fireplace. There is lots of usable deck space outside with close proximity to lake activities. There are two bedrooms on the main level and 3 on the lower level. Downstairs is a very comfortable great room sitting area with an equally impressive gas fireplace as the centerpiece of the room. Step outside on the lower level to a nice deck with seasonal views of the lake. Short walk to Dutch’s Restaurant and Silver Tree Marine. This home is priced right at $425,000. Call Betsy Spiker Holcomb and let her team help you preview this unique and wonderful home.
Remarks-Beautiful lake access/water view home in the Silver Tree landings community. This home offers five bedrooms, two of which are master’s, hardwood flooring, two propane fireplaces, open floorplan and cathedral ceilings. The wrap around deck offers lake views to enjoy those summer evenings. The hot tub is just one more plus to this home. You are within walking distance to restaurant and marina.
31 STILWATER DR, SWANTON, MD 21561. This upscale lake access 5 bedroom home also has a dock slip in the wonderful Stilwater Community. Enter two convenient main doors that have plenty on tile creating a huge mug room. There is a huge kitchen with wood floors throughout the main level. Beautiful cabinetry lead you straight to it huge vaulted ceiling great room with a wood fireplace. The stone work is impressive and absolutely the center piece to the entire room. There’s also a nice mid-level loft on one end of the house that has privacy and could be many different things from another rec room, sitting room or a TV room. Enjoyed beautiful master bedroom on the main level that has plenty of space to stretch out and relax. Upstairs you’ll find two mini suites that are fantastic rooms. You will enjoy seasonal views of the lake that become wide open during the winter months. You will also have picturesque views of farm adjacent to the Stillwater community. Downstairs there’s plenty of room with another vast sitting area with gas fireplace that is centered between two master bedrooms. You have huge amounts of space for pool table and TV activity. This home is one of a kind and certainly worth a look on your next visit to Deep Creek Lake. Call Betsy Spiker Holcomb to arrange a showing with her team. 301-616-5022
Remarks- This stunning home is located in the beautiful Stilwater subdivision. Offering an open floor plan, three levels of living space, granite counter tops, two stone fireplaces, hardwood floors and lake views. The five bedrooms, large front deck and a great enclosed porch make this home ideal to enjoy family and friends. The boat slip and lake access are just a few more great features this home boasts.
GLAF-Roaring 20’s Murder Mystery Dinner/Fundraiser. Come join your friends from the Garrett Lakes Arts Festival for our FUNraiser at Garrett College November 12th at 7:00 pm in the Special Events Center. We will have the theatre group from Cumberland, MD to act out the mystery for you to solve.
There will be a ‘make your own’ pasta bar catered by Wisp with cash wine/beer bar. And more fun that you can imagine….with great food and a mystery that needs solved.
so, Get out your best Roaring 20’s costume and come prepared to have FUN at the GLAF FUNraiser.
A little about GLAF…Garrett Lakes Arts Festival began with a vision of a music festival in Garrett County.
In December 1986, a group of Garrett County residents gathered to explore that vision and a related proposal from local resident Kathryn Sincell and violinist Erick Friedman. The joint desire was to promote cultural and artistic activities in the County and to rekindle the Mountain Chautauqua spirit, once a hallmark of Garrett County life. A core of 22 citizens evolved from the originators, many of whom remained in leadership roles serving with dedication and distinction in the ensuing years. GLAF is a non-profit 501(3)(C) corporation.
Do you know the Dock Removal Deadline here at Deep Creek Lake? The great dock removal exodus has begun over the last month here at Deep Creek Lake. The water level has been dropped for the final time and most remaining docks are high and dry on the shores of the lake. You can hear the kaa-chink of crews who are working at a blazing pace trying to remove the docks before the end of the month. Remember the docks have to be removed before December 1st each year.
Here’s a link of the subject for your information. LINK… 03 Uses Permitted with a Buffer Strip Use Permit. G. From December 1 through April 1, all docks, boating and swimming structures, and mooring buoys shall be removed from the lake, and shall be secured to or removed from the buffer strip. Vehicles may be driven on the buffer strip to comply with this section.
Fall Fishing Deep Creek Lake Maryland. This year, fall fishing puts you in the pleasant “football weather” category in the 1st week of November here at the lake. The breeze gets a bit stiffer, the wind has a mild chill to it and the fishing bite lights up in its fall spender. The temperature has been a bit warmer than the past few years and you see a lot of boats late in the season trying to score a stringer full of delicious fish.
Check out http://www.fishdeepcreek.com/ for real time fishing reports, techniques and a message board that will keep you in the hunt for fresh fish.
Here is the latest report from the message board of 11/5/16-
Fished from 7 – 3 mainly on the north end with good results. Water temp was 51 at 7am and climbed to 56 at 2:30. Water was stained for the most part but the clearer water held the better fish.
Mainly SM were caught (11″ up to 15″) in the am on top water and the the afternoon was plastics fished very slow when fish were found.
1 Nice LM was caught under a dock on plastic. Caught 9 fish total and not a bad day on DCL. All fish were caught in 10-20 FOW.
Come join us over the next couple of weeks and wet a line before the lake starts its traditional freeze. Next fishing season is the popular ice fishing season which can be mega-productive!