4 New Deep Creek Lake Listings for Spring 2018

New Deep Creek Lake listings are popping up right and left! It is not quite spring, but the market is already heating up. If you are thinking of selling, now is the time to work on your “to do” list. Curb appeal, de-cluttering and staging should be top-of-mind. Buyers should be getting their financing squared away. Pre-approval will give you a competitive edge when you find your perfect home. Interest rates are low now, but they are projected to increase.

Here are a few of my new Deep Creek Lake listings to check out.

New Deep Creek Lake listings

new deep creek lake listings

646 Mountaintop Road

Located in the gated Deep Creek Highlands Community, this beautiful log home offers 5 bedrooms and 4.5 baths. The view of Deep Creek Lake is spectacular! This home is an established vacation rental with excellent income potential. Continue reading 4 New Deep Creek Lake Listings for Spring 2018

Deep Creek Lake Event Update

Your Deep Creek Lake event update includes fun activities for St. Patrick’s Day, Easter and more! Winter is hanging on at Deep Creek Lake, and Wisp Resort expects to be open through St. Patrick’s Day weekend. Over 10 inches of snow in early March has given us some of the best slope conditions of the year!

Deep Creek Lake Event Update

The Deep Creek Lake real estate market is heating up! I have lots of new listings. Vacation rental rates are low, so it is a great time to plan a weekend getaway and shop for homes.

March & April Deep Creek Lake Event Update

Hiking & Snowshoeing Tours
Saturdays thru Mid-April, 10AM-Noon
Head out with the local guides from All Earth Eco Tours to explore Swallow Falls State Park.

Indoor Flea Market & Crafts
March 17, 8AM-3PM, Ag Hall at the Garrett County Fairgrounds
One man’s trash is another man’s treasure! This indoor yard sale is a fun way to spend a Saturday afternoon.

St. Patrick’s Day Party at Mt. State Brewing Company
March 17, 5-9PM
Celebrate with corned beef & cabbage, drink specials, contests and bagpipers at 6PM!
Continue reading Deep Creek Lake Event Update

Maryland Smoke Alarm Law Reminder

The Maryland Smoke Alarm Law was recently updated. New requirements went into effect January 1, 2018. The goal is to reduce the number of fire related deaths. I put together a rundown of the requirements and why they are important. Click here for full details on the Maryland Smoke Alarm Law.

Maryland smoke alarm law

Maryland Smoke Alarm Law Requirements

The new Maryland Smoke Alarm Law applies to any battery-only operated smoke alarm that is more than 10 years old. Home owner should replace them with an alarm with a 10-year sealed-in battery having a “hush” button. Continue reading Maryland Smoke Alarm Law Reminder

Home Winterization Tips for Deep Creek Home Sales

home winterization tips

Home winterization is on the minds of many of my sellers in the Deep Creek Lake are this time of year. I put together my top tips for home winterization to be sure you are ready when Old Man Winter knocks at the door.

prevent frozen pipes

Home winterization starts with protecting your pipes and water system. Avoid costly water damage that can occur from freezing pipes. A plumber will check everything and get it ready it for cold temperatures. Water should be drained from places where it is stored, like water heaters and hot tubs.

Once the water is drained, you won’t need to keep the heat turned up. Your pipes are safe and you will have lower utility costs.

check the gutters for leaks & debris

If water collects and freezes, your gutters could be damaged. The weight can pull them off of the house. Also, this could cause water to collect around your foundation. Most home owners know, that is never a good thing. Clean them out and seal up any leaks that you find. Continue reading Home Winterization Tips for Deep Creek Home Sales

Deep Creek Lake Real Estate Market Update for November 2017

Deep Creek Lake Real Estate market update for November 2017:

Your Deep Creek Lake real estate update gives you a snapshot of both Garrett County stats as well as the state of Maryland for comparison.

Residential home sales in Maryland rose by 2.5 percent over 2016. That indicates a steady fall market, according to the Maryland REALTORS. For the fifth month in a row, there were steady increases. The average and median home prices rose by 1.7% and 2.6% percent respectively, as compared to the same time in 2016. 

Deep Creek Lake Real Estate Market Update

“We are encouraged by the reversal from last month, as seen in the modest climb in home sales.”  said Maryland REALTORS President, Boyd Campbell.  “More importantly, there has been a 4.9 percent increase in homes under contract or pending units,” Campbell added. “This heralds more active home sales through the end of the year.” Continue reading Deep Creek Lake Real Estate Market Update for November 2017

Maryland Mortgage Program- FREE Closing Cost Assistance

Maryland Mortgage Program- FREE Closing Cost Assistance
Betsy Spiker Holcomb, Deep Creek Lake’s Favorite Realtor
Maryland Mortgage Program- FREE Closing Cost Assistance
Call Betsy @ 301-616-5022 with questions.

Maryland Mortgage Program- Closing Cost Assistance

  • Effective 1/20/17, the Maryland Mortgage Program is offering the Maryland Mortgage Grant Assist Program.

  • Grant Assist offers homebuyers closing cost assistance in the form of a 4% grant of the first loan amount.

  • Grant funds must be used exclusively for closing costs of the mortgage loan/home purchase.

  • Grant funds may not be used for down payment or combined with any down payment assistance products offered by CDA.

  • The grant must always equal 4%; no higher or lower percentages are allowed.

  • If the grant exceeds closing costs the excess will be applied as a principal curtailment.

  • Employers, builders, developers, non-profits or other contributors may offer additional assistance; however, the Partner Match Program is not available and the assistance will not be matched by the Department.

  • The Fact Sheet with all details will be available on the MMP website Fact Sheet Page at: http://mmp.maryland.gov/Lenders/Pages/Fact-Sheets.aspx

 

Call Betsy Holcomb for more information @ 301-616-5022 or email her at Betsy@deepcreekvacations.com

Ski/In Ski/Out Property-Wisp Resort

 Ski/In Ski/Out Property-Wisp Resort
Deep Creek Lakes Favorite Real Estate Agent

 

 Ski/In Ski/Out Property-Wisp Resort
Taylor-Made Real Estate Betsy Spiker Holcomb-301-616-5022

 Ski/In Ski/Out Property-Wisp Resort

 

Ski/In Ski/Out Property-Wisp Resort. Ski in/ski out or slope side access have different personalities just as lakefront does. For example, you may be able to ski-in but not out or vice versa.  You might have to walk to the chairlift to get to the slopes but then you can ski back to your property. True ski-in/ski-out access means you’re actually skiing to and from your mountain property. Ski-in/ski-out can be located here at Wisp on the upper to mid portions of the mountain. Wisp Resort has condos at the base of the mountain near the lodge as well. The perks and conveniences of this style property is second to none. Imagine having a cocktail watching the game while rotating time on the slopes with the family. Boot warmers, ski lockers, washer/dryer with a mud room help keep everything convenient and easy. Come in from a ski sesh, strip and get into warm clothes and defrost by the fireplace with a hot cup of cocoa! When you get warmed and energized, hit the slopes again!

Here on Marsh Mountain surrounding Wisp Resort, there is a nice selection of different ski-in/ski-out neighborhoods. Boulder Ridge, Kendall Camp, Highline, Villages of Wisp, are all solid options that have different personalities.  Give Betsy Holcomb a call at 301-616-5022 on your next visit and explore the wonderful wintertime real estate options for both personal and investment opportunities.

Here is a link to a few townhome’s for-sale that offer affordability and slope access.

11 Liftside Drive

4 Lakeview Court

Call Betsy Holcomb At 1-301-616-5022 for more information.

Also, check out this amazing ski/in ski/out rental with a slope-side indoor pool! Call Taylor-Made today for availability.  Call toll free for information at 1-866-351-1119.

 Ski/In Ski/Out Property-Wisp Resort  Ski/In Ski/Out Property-Wisp Resort  Ski/In Ski/Out Property-Wisp Resort

 

Student Loan Debt-Hogan Announces First SmartBuy Purchase

Student Loan Debt-Hogan Announces First SmartBuy Purchase
Betsy Spiker Holcomb, Deep Creek Lake’s Favorite Realtor

 

Student Loan Debt-Hogan Announces First SmartBuy Purchase
Taylor-Made Vacations and Sales

 

Student Loan Debt-Hogan Announces First SmartBuy Purchase

 

Program will Ease Student Loan Debt, Promote Homeownership!

 ANNAPOLIS, MD (November 21, 2016) – The Hogan Administration today announced the first home purchase under a new homeownership initiative designed to ease the burden of student debt. Maryland SmartBuy, within the Department of Housing and Community Development, is the first program of its kind in the nation and will make move-in-ready homes available to buyers while eliminating student loan debt burden, which is often a significant barrier to homeownership for younger homebuyers.

 

Maryland SmartBuy is the latest initiative in the Hogan administration’s ongoing commitment to help qualified buyers move out from under student debt and into homeownership. The event was attended by Lt. Governor Boyd Rutherford and Maryland Department of Housing and Community Development Secretary Kenneth C. Holt.

 

“With the launch of SmartBuy, Maryland is among the first in the nation to actively address student debt as an obstacle to homeownership,” said Lt. Governor Rutherford. “We recognize that first-time homebuyers play a pivotal role in the health of the housing market, which is critical to the strength of Maryland’s overall economy.”

 

This law, which was introduced by the Hogan Administration in the 2016 Legislative Session, authorizes the department to make direct payments on student loans in conjunction with other financial assistance or residential mortgage loans offered under the Maryland Mortgage Program, beginning with the Maryland SmartBuy initiative.

 

Under the initiative, eligible buyers with student debt can purchase move-in-ready properties made available through the department. The typical buyer can realize substantial savings on quality homes throughout Maryland. Specifically, Maryland SmartBuy will:

 

Eliminate the buyer’s student loan debt

Provide the buyer with one convenient payment per month

Enable the buyer to access attractive financing and closing cost assistance

Ensure a safe, streamlined, and straightforward home buying and financing experience.

 

“With Maryland SmartBuy, our state is at the forefront of removing the obstacle of student debt to successful homeownership,” said Department Secretary Kenneth C. Holt. “We want to empower young people to establish roots in Maryland and help strengthen our state as they enjoy the financial security of homeownership.”

 

The initiative will create an innovative home buying model that could be adopted by the rest of the nation. Mortgage loans will be provided through the department’s Maryland Mortgage Program, which has been the state’s flagship homeownership assistance program for over 30 years. Traditionally, the program provides fixed-rate mortgages, primarily to first-time homebuyers, along with other down payment and closing cost incentives.

 

For more information about the Maryland SmartBuy initiative, visit http://mmp.maryland.gov/smartbuy.

 

CONTACT: Sara Luell, Director of Communications, sara.luell@maryland.gov, 301-458-1995 (cell), 301-429-7803 (office)

445 Paradise Heights Road, Oakland, MD

 

445 Paradise Heights Road, Oakland, MD
Betsy Spiker Holcomb, Deep Creek Lake’s Favorite Realtor
445 Paradise Heights Road, Oakland, MD
Taylor-Made Vacations and Sales

445 Paradise Heights Road, Oakland, MD 445 Paradise Heights Road, Oakland, MD

445 Paradise Heights Road, Oakland, MD. This wonderful classic stone home on 3-acres is perched wonderfully above Deep Creek Lake in the gorgeous Paradise Heights community. Filtered summertime views open up to spectacular winter views from this special mountain cabin overlooking the southern portion of the lake. The main level offers a cozy great room with gas fireplace that opens up to a large kitchen and dining area. On the main level, you will find three spacious bedrooms, one being a master. There is a stair lift to access downstairs perfect for accommodating anyone in the family who needs help negotiating stairs. There is plenty of room on the lower level to decorate and make it your own. There is a master bedroom downstairs that almost feels like a mini suite, as well as a family room and another bedroom that could double as a storage area. There’s also a huge pole building/garage to store your cars and toys. Asking price of $349,000.  Call Betsy Spiker Holcomb and let her team help you preview this unique and wonderful home. 301-616-5022.

Virtual Tour

Remarks- Lake access home offering four bedrooms, two of which are masters. This home has two large covered decks for enjoying the views of Deep Creek lake while spending time with friends and family. A great home to make your permanent residence or a vacation home. Large back deck and a boat storage building are a few more great additions. The 2.95 acres gives you plenty of space to call your own.

445 Paradise Heights Road, Oakland, MD 445 Paradise Heights Road, Oakland, MD 445 Paradise Heights Road, Oakland, MD 445paradisehts_living2 445 Paradise Heights Road, Oakland, MD 445 Paradise Heights Road, Oakland, MD 445 Paradise Heights Road, Oakland, MD 445paradisehts_shed

67 Silver Tree Lane, Oakland, MD 21550

 

67 Silver Tree Lane, Oakland, MD 21550
Betsy Spiker Holcomb, Deep Creek Lake’s Favorite Realtor
67 Silver Tree Lane, Oakland, MD 21550
Taylor-Made Vacations and Sales

67 Silver Tree Lane, Oakland, MD 21550Enjoy this cozy and charming 5-bedroom lake access home that is just a few steps from the shores of Deep Creek Lake. This home has a beautiful open floor plan on the main level with peek-a-boos of the lake from the great room. Nice roomy kitchen overlooking the dining room and living room which is framed up by a beautiful stone gas fireplace. There is lots of usable deck space outside with close proximity to lake activities. There are two bedrooms on the main level and 3 on the lower level. Downstairs is a very comfortable great room sitting area with an equally impressive gas fireplace as the centerpiece of the room. Step outside on the lower level to a nice deck with seasonal views of the lake.  Short walk to Dutch’s Restaurant and Silver Tree Marine. This home is priced right at $425,000. Call Betsy Spiker Holcomb and let her team help you preview this unique and wonderful home.

67 Silver Tree Lane, Oakland, MD 21550 67 Silver Tree Lane, Oakland, MD 21550 67 Silver Tree Lane, Oakland, MD 21550 67 Silver Tree Lane, Oakland, MD 21550 67 Silver Tree Lane, Oakland, MD 21550 67 Silver Tree Lane, Oakland, MD 21550 67 Silver Tree Lane, Oakland, MD 21550 67silvertree_llfamily2 67 Silver Tree Lane, Oakland, MD 21550 67 Silver Tree Lane, Oakland, MD 21550 67 Silver Tree Lane, Oakland, MD 21550 67 Silver Tree Lane, Oakland, MD 21550

 

3D TOUR

Remarks-Beautiful lake access/water view home in the Silver Tree landings community. This home offers five bedrooms, two of which are master’s, hardwood flooring, two propane fireplaces, open floorplan and cathedral ceilings. The wrap around deck offers lake views to enjoy those summer evenings. The hot tub is just one more plus to this home. You are within walking distance to restaurant and marina.